One of our clients, a landscaping company, had a crew out working on a customer’s lawn. The landscape crew had a hard time getting one of the riding lawnmowers started and once it finally did, they were afraid to turn it off in the event that it wouldn’t restart. When it got low on gas, the … Continue reading Craziest Claim of the Month – The Flaming, Runaway Mower
Tag: Workers Compensation
Why Your Contractors Need to Be Insured – Part 2
By: Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD We previously wrote an article on the importance of making sure contractors who work on your home and/or property are insured properly. The same basic principle rings true for general contractors when selecting subcontractors. If you fail to properly vet your subcontractors, you … Continue reading Why Your Contractors Need to Be Insured – Part 2
5 Types of Coverage Every Business Needs
Business insurance can be incredibly complex. Every company’s insurance needs will differ based on factors like industry, location, and size. However, regardless of these factors, there are a number of core coverages that every business should have. If you own a business, then this article is for you. We’ve compiled a list of five coverages … Continue reading 5 Types of Coverage Every Business Needs
Insurance Trends to Look for in 2018
2017 has proven itself to be anything but predictable, and has certainly kept the insurance industry on its toes. As the year comes to an end and 2018 begins, we can’t help but wonder what the next twelve months may hold. While we can’t predict the future, here are five trends to keep an eye … Continue reading Insurance Trends to Look for in 2018
Answering the What, Who, and Why of Workers’ Compensation
Workers’ compensation insurance can be a complex coverage to understand. Workers’ compensation insurance is a federal requirement that every state must provide and each state determines its own methodology. It is important that business owners take the time to research and review their policies and establish workplace best practices. WHAT is Workers’ Compensation Insurance? The … Continue reading Answering the What, Who, and Why of Workers’ Compensation
The Ins and Outs of Workers’ Compensation
By Edith Gates, CISR Georgetown Insurance Service, Inc. Silver Spring, MD Accidents happen. Regardless of how stringent your safety measures are, there is no possible way to completely eliminate the threat of workplace accidents. That’s where workers’ compensation insurance comes in. Having workers’ compensation isn’t just an option, but a necessity. What are the benefits … Continue reading The Ins and Outs of Workers’ Compensation
5 Ways Contractors Can Lower Workers Compensation Costs
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD Insurance costs have always been top a concern for Contractors of all trades. Insurance costs are usually a “top 5” expense up with payroll, material cost, vehicle expenses, etc. We frequently see several areas where money can be saved with a few quick-fixes. Sometimes … Continue reading 5 Ways Contractors Can Lower Workers Compensation Costs