By Patrick Keightley, CIC, Vice President Georgetown Insurance Service, Inc. The easiest way to reduce your workers’ compensation premium is to prevent losses for occurring in the first place. While that might seem like an obvious answer, it’s much easier said than done in some cases. However, it’s true nonetheless. If your company’s workers’ compensation … Continue reading Ways to Reduce Workers’ Compensation Costs
Tag: Workers Compensation
Insurance Needs for General Contractors and Subcontractors
By Joseph Lalla, Account Executive Georgetown Insurance Service, Inc. Silver Spring, MD Bringing a construction project to life is a team effort. There’s usually a general contractor, who is responsible for the full management of the project, but there’s also a group of subcontractors, who perform the actual work itself. When it comes to insurance … Continue reading Insurance Needs for General Contractors and Subcontractors
Craziest Claim of the Month – “Gridiron vs. Tire Iron”
February’s craziest claim involves an auto repair shop. Just like most days, the mechanics were all working hard while also engaging in normal, everyday conversation and banter. That was until the topic of football was added to the mix. The discussion began to get a bit heated between two of the mechanics regarding whose football … Continue reading Craziest Claim of the Month – “Gridiron vs. Tire Iron”
Craziest Claim of the Month – “Watch Where You Sit”
This month’s craziest claim involves an equipment retailer that services and refurbishes mining equipment. It was a normal day in the shop with each employee working hard on their respective tasks. That is until one employee decided to take a quick break and went to sit down in a nearby chair. Unfortunately, a piece of … Continue reading Craziest Claim of the Month – “Watch Where You Sit”
The Six Insurance Trends to Keep an Eye on in 2019
By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD 2018 has been an interesting year — a year that has left the insurance industry scrambling to construct the right coverages for our country’s evolving needs. As agents, there are a number of trends and pending changes that we are keeping our eyes … Continue reading The Six Insurance Trends to Keep an Eye on in 2019
Craziest Claim of the Month – “It’s a Hard Rock Life”
In this month’s craziest claim, we leave with the sobering reminder of how quickly a seemingly harmless situation can escalate. As with most of our craziest claims…it started as an ordinary day. One of our clients, a contractor, had two employees who were working in a yard. One employee picked up a small rock and … Continue reading Craziest Claim of the Month – “It’s a Hard Rock Life”
How Workers Compensation Underwriters are Looking at You
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD The world of insurance underwriting has changed to keep up with today’s business world. It used to be buyers submitted an insurance application along with 3-5 years of loss history, they received a quote and then a policy was issued if the quote was … Continue reading How Workers Compensation Underwriters are Looking at You
Craziest Claim of the Month – “Groundhog Gone Wild”
You know those stories. Those ones that get told over and over again. Well that’s exactly what’s coming your way this month. September’s craziest claim is a legend around the office. One our clients had a team working at a job site where they came across a groundhog hole. Despite being told to leave the … Continue reading Craziest Claim of the Month – “Groundhog Gone Wild”