By: Patti Maluchnik, CIC, CBIA Georgetown Insurance Service, Inc. Frederick, MD Describe your job. My job is essentially commercial sales. I primarily work with clients in the DC-Metro area, but I also get to work with clients nationwide. I work out of our Frederick office. A large part of my job is networking and attending … Continue reading Life at Georgetown – Patti Maluchnik
Blog
The Six Insurance Trends to Keep an Eye on in 2019
By Matthew P. Simmons, CIC Georgetown Insurance Service, Inc. Silver Spring, MD 2018 has been an interesting year — a year that has left the insurance industry scrambling to construct the right coverages for our country’s evolving needs. As agents, there are a number of trends and pending changes that we are keeping our eyes … Continue reading The Six Insurance Trends to Keep an Eye on in 2019
Builders’ Risk — Covering Construction Liability
By: Joseph C. Smith, CIC, CPIA, CBIA Georgetown Insurance Service, Inc. Frederick, MD One undeniable fact about the construction industry is that there is always the presence of risk. While contractors do have control over many factors, they simply cannot control them all. Even the most careful companies or observant property owners can find themselves … Continue reading Builders’ Risk — Covering Construction Liability
Life at Georgetown – Joseph Smith
By: Joseph C. Smith, CIC, CPIA, CBIA Georgetown Insurance Service, Inc. Frederick, MD Describe your job. What do you do? I provide advice and specific insurance coverage to owners of businesses, with a focus on income producing property accounts, such as apartment owners, shipping center owners, office buildings, etc. How/Why did you get into the … Continue reading Life at Georgetown – Joseph Smith
Craziest Claim of the Month – “It’s a Hard Rock Life”
In this month’s craziest claim, we leave with the sobering reminder of how quickly a seemingly harmless situation can escalate. As with most of our craziest claims…it started as an ordinary day. One of our clients, a contractor, had two employees who were working in a yard. One employee picked up a small rock and … Continue reading Craziest Claim of the Month – “It’s a Hard Rock Life”
How Workers Compensation Underwriters are Looking at You
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD The world of insurance underwriting has changed to keep up with today’s business world. It used to be buyers submitted an insurance application along with 3-5 years of loss history, they received a quote and then a policy was issued if the quote was … Continue reading How Workers Compensation Underwriters are Looking at You
Why is my Auto Insurance premium going up?
By Remmie Butchko, CIC Georgetown Insurance Service, Inc. Silver Spring, MD We are constantly asked why auto insurance premiums are going up so regularly. Unfortunately, I can tell you from a recent life experience. I was at a swim meet, and another driver was nice enough to “hit and run” the front end of my … Continue reading Why is my Auto Insurance premium going up?
Craziest Claim of the Month – “Groundhog Gone Wild”
You know those stories. Those ones that get told over and over again. Well that’s exactly what’s coming your way this month. September’s craziest claim is a legend around the office. One our clients had a team working at a job site where they came across a groundhog hole. Despite being told to leave the … Continue reading Craziest Claim of the Month – “Groundhog Gone Wild”